||Financial Planning Tools
The ACP Pyramid is a core financial planning and client education tool that ACP members use to develop, analyze, and track net worth – online and Excel versions are available.
The ACP Toolkit includes the following: Bond Ladder, Client Fee Calculator with Cost/Benefit Analysis, Wealth Management Fee Calculator, Retirement Analyzer, and W-2 Calculator. There are also basic calculators included within the Toolkit for convenience: Cash Flow Worksheet, Loan Calculator, Life Insurance Needs Calculator, Life Insurance Policy Analyzer, Mortgage/Investment Analyzer, and Savings Calculator.
Bond Ladder Prices are available to help you lay out a bond purchasing plan that minimizes client interest-rate risk and provides the liquidity to cover client retirement expenses.
Use the Roth Conversion Tool to make sense of Roth IRA conversions.
Investment Discussion Group is an ACP member community that meets quarterly.
Returns Since 1926 Spreadsheet This Excel worksheet, provided by member advisor Brian Shea, allows the user to calculate historical returns for various portfolio allocations and is based on a database of SBBI investment returns plus international stocks.
Advance Financial Directive For Cognitive Decline helps to address this issue in the financial planning process.